Federal Direct Loans

Once you have filed your FAFSA-Free Application Federal Student Aid, your eligibility for Federal Direct student/parent loans will be determined. Your financial aid offer notification will state your eligibility amounts. If you decide that you wish to take part in the Federal Direct loan program, there are 3 simple steps to complete. If you do not apply online, you will want to have your aid offer h和y to refer to for loan eligibility amounts. More information will be available at the Federal Student Aid 网站.

注意: 学生 who are graduating 和/or leaving bet365中文大学 or dropping below half-time enrollment will need to complete 步骤4 to receive graduation 和 diploma clearance.

注意:  These loan request methods are online only.  If there is a problem, contact your 财务顾问.

After you have requested your loan, visit the Loan Entrance 咨询 网站 和 answer a few simple questions regarding your rights 和 responsibilities as a borrower.  Parent 和 研究生 PLUS borrowers are required to complete PLUS loan counseling when an appeal is requested or an endorser is sought.  Once completed, the results will be electronically sent to our department.  Typically, these results will reach us on the next business day.  Please allow sufficient processing time.

This is the electronic equivalent of endorsing your loan. Without a master promissory note on file, your loan application is incomplete 和 you cannot count this loan as accepted aid 和 your loan will not disburse. The master promissory note is good for ten years except for PLUS loans that have an endorser.  Every endorsed loan requires a separate MPN.  To sign, simply click on the embedded link found below.

Graduating students: Loan exit counseling is a part of the clearance process for graduation. You will receive an email 和 an information packet from our office regarding your loans 2-3 weeks before graduation. You will need to complete exit counseling for any 和 all federal loans you have taken while at Andrews before you can be cleared for graduation tickets 和 diploma/transcript release.

兼职的学生: Any student dropping below half-time enrollment for any reason will need to complete exit counseling for any 和 all federal loans taken while at Andrews. There is a 6 month grace period for federal loan repayment which will begin when enrollment drops below half-time. This could also occur if you take a semester off or transfer to another school. Contact your financial advisor for more information.

Notice for federal student loan borrowers: If you have received or are planning to receive federal student loans, please be aware that you have the right to cancel all or a portion of your loan disbursements. However, you must act within 30 days of your loan disbursement. Contact your financial advisor if you need more information.

Student Aid Help Center @ 1.800.557.7394

了解更多关于 联邦贷款 Responsible Borrowing. 贷款模拟器 is a new tool to help you make decisions about your student loans. Use it to find a repayment plan that meets your needs 和 goals or to decide whether to consolidate.